Privacy Policy

Last updated: May 2025

At SimpleMoney.live, your privacy matters to us. This policy explains what information we collect, how we use it, and your rights regarding your data. We have written it in plain English so it is easy to understand.

1. Who we are

SimpleMoney.live is a UK-based personal finance website. When this policy refers to "we", "us", or "our", it means SimpleMoney.live. Our website address is: https://simplemoney.live

For any privacy-related questions, please use the contact form on our Contact page.

2. What information we collect

We may collect the following types of information:

• Usage data: Pages you visit, how long you stay, which links you click, and your approximate location (country/region level only). This is collected automatically via analytics tools.
• Device information: Your browser type, operating system, screen size, and IP address. This helps us ensure the website works correctly on all devices.
• Contact information: If you fill in our contact form, we collect your name and email address so we can reply to you.
• Search queries: If you use our on-site search feature, your search terms may be logged anonymously to help us improve our content.

We do not collect sensitive personal data such as financial details, payment information, or government ID numbers.

3. Cookies and tracking

Cookies are small text files stored on your device by websites you visit. We use the following types of cookies:

• Essential cookies: Required for the website to function. These cannot be switched off.
• Analytics cookies: We use Google Analytics to understand how visitors use our site. This data is anonymous and aggregated — we cannot identify you personally from it.
• Advertising cookies: Google AdSense places cookies to show you relevant adverts. These may track your browsing activity across other websites.

You can control cookies through your browser settings. You can also opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

For more information about managing cookies, visit www.aboutcookies.org.

4. Google AdSense and advertising

We use Google AdSense to display advertisements on SimpleMoney.live. Google uses cookies and similar technologies to serve ads based on your prior visits to our site and other sites on the internet.

You can opt out of personalised advertising by visiting Google's Ads Settings or by visiting www.aboutads.info.

Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the internet. For more information, see Google's Privacy Policy.

We may also use affiliate links to financial products and services. If you click these links, the third-party provider may set their own cookies. We are not responsible for the privacy practices of those third-party sites.

5. How we use your information

We use the information we collect to:

• Provide and improve the SimpleMoney.live website and its content
• Understand how visitors use our site so we can make it better
• Display relevant advertisements through Google AdSense
• Respond to your enquiries when you contact us
• Monitor and prevent any misuse of the website

We will never sell your personal data to third parties.

6. Sharing your information

We do not sell, trade, or rent your personal information to anyone. We may share anonymised, aggregated data (which cannot identify you) for analysis purposes.

We work with the following trusted third-party services that may process data on our behalf:

• Google Analytics — website traffic analysis
• Google AdSense — advertising
• Our web hosting provider — to serve the website

All third-party services are required to handle your data in accordance with applicable data protection laws.

We may also disclose your information if required by law or to protect our legal rights.

7. Your rights

Under UK GDPR and the Data Protection Act 2018, you have the following rights regarding your personal data:

• Right to access: You can request a copy of the personal data we hold about you.
• Right to rectification: You can ask us to correct inaccurate data.
• Right to erasure: You can request we delete your personal data ("the right to be forgotten").
• Right to restrict processing: You can ask us to limit how we use your data.
• Right to object: You can object to us processing your data for certain purposes.
• Right to data portability: You can request your data in a portable format.

To exercise any of these rights, please contact us via our Contact page. We will respond within 30 days.

If you are unhappy with how we handle your data, you have the right to complain to the Information Commissioner's Office (ICO) at ico.org.uk.

8. How long we keep data

• Analytics data: Retained for 26 months then automatically deleted by Google Analytics.
• Contact form submissions: We keep your message and email for up to 12 months, then delete them.
• Server logs: Retained for up to 30 days for security monitoring purposes.

9. Contact us

If you have any questions about this privacy policy or how we handle your data, please get in touch:

This privacy policy was last updated in May 2025. We may update this policy from time to time. Any changes will be posted on this page with an updated date. We recommend checking back periodically.