Enter your balance and current rate — find out exactly how much you're losing, and what you could be earning right now.
Enter your savings details
We'll compare your current rate against the best available UK savings accounts right now.
£
% AER
You currently earn
You could be earning
Best easy-access: 4.76% AER
You're losing every year
Over 5 years you lose
With compounding
Your rateBest rate: 4.76%
Your current earnings
Best available earnings
Rate comparison
Account typeRateAnnual interestMonthly interest
⚠️ Your current account
✅ Best easy-access4.76% AER
🏦 Best 1yr fixed ISA4.67% AER
💡 Remember: The best savings rates are rarely with the big high street banks. App-based challenger banks and building societies typically offer significantly higher rates. Always check the AER when comparing — it's the fairest like-for-like comparison.
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See all the best UK savings rates right now — updated monthly by the SimpleMoney.live team.