Cashback websites pay you a percentage of what you spend when you shop through their links. It costs you nothing extra — you pay exactly the same price — and you earn money for clicking through first.

📋 Key points
  • The main UK cashback sites
  • How much can you earn?
  • How to use them effectively

The main UK cashback sites

TopCashback and Quidco are the two largest UK sites, featuring thousands of retailers. Sign up to both and check both before major purchases, as rates differ between sites.

How much can you earn?

Insurance and financial services typically offer the highest cashback — sometimes £50 to £150 for switching a policy. Regular users who route insurance renewals, travel bookings, and significant retail purchases through cashback sites commonly earn £200 to £500 per year.

How to use them effectively

Always start your shopping session from the cashback site. Clear your browser cookies before clicking through. Check that cashback is tracked after completing your purchase.

Bottom line

Signing up to TopCashback and Quidco takes ten minutes. Routing your regular online spending through them costs nothing and pays you back a meaningful amount over the year. There is no good reason not to use them.